About BPC Corporation

The Bank of Putnam County was opened as the Bank of Monterey on October 2, 1901. Several community leaders joined to found a bank to provide financial services to the town and surrounding area which was booming with logging, coal mining, mountain resorts as well as both passenger and freight rail service. At the close of business on the first day, the bank’s deposits totaled $2,284.94 and the first loan was made- $9.50.

Today, our focus remains on supporting the people of the Upper Cumberland by providing outstanding customer service and a quality offering of financial products. Our successful navigation of the financial and economic changes of the century are an indicator of the commitment our banking family has to the development and financial security of our region. We currently operate 19 full-service bank branches, two financial service centers and 24 ATM locations in Putnam, White, Overton, Fentress, Cumberland, Morgan, Anderson, Scott and Roane counties in Tennessee.

  • 1901
    The Bank of Monterey opened on October 2, 1901.
  • 1976
    The organization began its expansion by opening an office in Cookeville and changing its name from the Bank of Monterey to the Bank of Putnam County.
  • 1977
    BPC purchased the Bank of Cookeville, as well as installing its first ATM machine in the Cookeville Mall.

    BPC began offering mortgage services to the people of the Upper Cumberland through our mortgage division known as BPC Mortgage Services.
  • 1980
    BPC Corporation was formed as a bank holding company.
  • 1986
    Cumberland County Bank was acquired and joined the BPC Corporation family.
  • 1987
    BPC expanded its financial services by purchasing Cumberland Mountains Insurance Agency, now known as BPC Insurance Services.
  • 1988
    We became one of the first banks in Tennessee to offer in-bank brokerage services by partnering with INVEST Financial Corporation.
  • 1989
    Bank of White County (an office of Bank of Putnam County) was opened in Sparta.
  • 2000
    Bank of Overton County (an office of Bank of Putnam County) was opened in Livingston.
  • 2014
    Bank of Putnam County opened a new branch in Monterey, TN on Stratton Ave.
  • 2015
    Bank of Fentress County (an office of Bank of Putnam County) was opened in Jamestown.
  • 2016

    Cumberland County Bank became an office of Bank of Putnam County.

    Bank of Fentress County (an office of Bank of Putnam County) was opened in Clarkrange.

  • 2019

    Citizens First Bank of Wartburg was acquired by BPC Corporation. This inclusion brings five additional branches serving Wartburg, Oneida, Oliver Springs, Oak Ridge and Harriman.

    BPC Insurance Services, Inc. added several new lines of property and casualty coverages.