Identity theft is a problem consumers think about more today with the increased
use of Internet Banking, online purchases, and debit cards. With the increased use
of electronics and technology, Internet Banking can actually help you prevent identity
A recent study by the Better Business Bureau shows that the average loss from identity
theft via a consumer using Internet Banking was $511. The average loss for a consumer
relying only on paper statements was $4,543. By reviewing your account transactions
throughout the month, instead of waiting on monthly statements, you can take an
active stance to prevent identity theft from happening to you.
Bank of Putnam County
offers e-statements. You can sign up for e-statements by filling out the application
after you login to your Internet Banking account. If you have any questions, please
Bank of Putnam County
- Do not give out account information over the phone unless you initiate the phone
call. If a Bank representative calls you, you can call the representative back at
- Review your account transactions throughout the month, and look at your statement
monthly for unauthorized transactions. Contact the Bank immediately to report suspicious
transactions on your bank account.
- Convert your monthly statements from paper to electronic to decrease identity theft
through the mail.
- Do not choose pin numbers associated with personal information such as birth dates
- Use the Secure Message Center to contact the Bank concerning confidential matters
instead of sending an email.
If You Suspect You’re a Victim of Identity Theft
Click here to learn how to FREEZE your credit files.
Identity theft occurs when someone uses your personal information such as your name,
Social Security number, credit card number, or other identifying information, without
your permission to commit fraud or other crimes. If you suspect you are a victim
of identity theft, you should do the following:
Report the theft to the four major credit reporting agencies:
PO Box 740241
|PO Box 2002
|PO Box 1000
|PO Box 4451
- Request they place a fraud alert and a victim’s statement in your file.
- Request a FREE copy of your credit report to check whether any accounts were opened
without your consent.
- Request the agencies remove inquiries and/or fraudulent accounts stemming from the
- Notify your bank(s) and ask them to flag your account.
- Contact your local police department to file a criminal report.
- Contact the Federal Trade Commission to report fraud at 1-877-IDTHEFT.